Payment options

Finance Your Dream Cargo Bike. It’s Fast & Easy.

Pay off your ride in little chunks with Klarna's “smoooth” financing options.

Xtracycle has partnered with Klarna—one of the world’s most trusted online payment-solutions providers—to help you bring home the cargo bike of your dreams now. With Klarna, everything is straightforward and easy to understand, with a focus on great customer service.

How’s It Work?

Set up your bike and go through the normal checkout process, telling us where to ship it and all that. When you get to the payment method, choose Klarna and then follow the process to apply for financing. If approved, you can start riding now while making small monthly payments. Win-win!

How Much We Talkin’?

To get the details, head over to our Instant Bike Visualizer, design your dream ride, and go to the checkout page. From there, proceed through until you reach the payment screen, then choose Klarna and you’ll see the exact terms.

After that, it’s up to you!

Anything Else?

Whether you’re looking for a family bicycle to grow with you and your kids, a utility-cycling machine for work, commuting, and errands, a cargo-hauling adventure-mobile for camping and touring, or an e-bike for two-wheeled electric shenanigans, we want to remove the barriers and help get you rolling.

We’re here if you’ve still got questions. Holler at us anytime: or (888) 537-1401.