Split up your purchase and pay over time. Xtracycle has partnered with Klarna — one of the world’s most trusted online payment-solutions providers — to help you bring home the bike of your dreams now. With Klarna, everything is straightforward and easy to understand, with a focus on great customer service. How does it work? Set up your bike and go through the normal checkout process, telling us where to ship it and all that. When you get to the payment method, choose Klarna and then follow the process to apply for financing. If approved, you can start riding now while making small monthly payments. Win-win!